About TaxRefundsLoan

TaxRefundsLoan is an independent, informational website that explains tax refund loans and advances and offers simple, free calculators for estimating refunds, deductions, penalties and withholding.

We are not a lender, broker or tax preparer, we do not take applications, and we are not affiliated with the IRS. Earlier versions of this site showed loan offers, customer counts and “licensed” badges; those were removed because they were not backed by a real lending business or licence.

Always get product terms directly from the bank or preparer that offers them, and confirm tax rules at irs.gov.

What we cover

• How refund loans work – What lenders look at, how the loan is repaid from your refund and when it can go wrong.
• Comparing providers – A checklist for comparing total cost, timing, eligibility rules and fine print.
• Refund advance calculator – Estimate the total cost of an advance including preparation and transfer fees.
• Deduction finder – Walk through common deductions to see which may apply to you.
• Penalty calculator – Estimate late-filing and late-payment penalties if you file or pay late.
• Withholding estimator – Check whether your paycheck withholding is on track for next year.

How we write

Articles are written for general readers and are reviewed and updated periodically. They are not written for your specific situation and may not reflect the latest rule changes. Where possible we point to the official source (for example a government agency or regulator) so you can check the current rules yourself.

Advertising

This site may display advertising (for example Google AdSense). Advertisers do not write or approve our articles, and an advertisement is not an endorsement.

Contact

Questions, corrections or suggestions are welcome through our contact page.

Informational only. TaxRefundsLoan is not a lender, broker, tax preparer or financial adviser, and is not affiliated with or endorsed by the IRS or any government agency.